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 Buckingham Badler Associates - General Insurance Agents


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HABITATIONAL REAL ESTATE PROGRAM
Magna Carta offers a complete package of coverage's designed specifically for the apartment, condominium and co-operative markets. Whether you own or manage a six story apartment building or a 60 story condominium hi-rise, we can provide the property and liability protection you need. They also offer directors and officers liability, commercial automobile and garage keepers liability coverage and commercial umbrella liability coverage up to $10 million.

RESTAURANT PROGRAMS
From family-style to four-star, Magna Carta has a restaurant program to match, with competitive prices, a complete range of coverage's and expert loss control services. And their special coverage enhancement endorsement provides many of those hard-to-get options at a very reasonable cost.

WORKERS' COMPENSATION
Magna Cartas reputation as a leader in the workers compensation arena is well deserved. They have been writing workers compensation for over 25 years during a time when many carriers have been in and out of the market. At Magna Carta They consider the policyholder to be their partner. So they work together to keep medical costs down through such programs as managed care, loss control services and workplace safety seminars. Their claims staff is specially skilled in handling the needs of the business owner and the injured employee. Their Safety Group Program is particularly attractive to trade and professional associations, and offers a generous policyholder dividend feature.

FUTURE BUILDER BUSINESS OWNER POLICY
Designed particularly for the small to medium sized business, the Future Builder business owner policy provides a broad package of protection at an affordable price. From pizza parlors to pharmacies to garden apartment complexes, the Future Builder is the policy of choice for flexibility of coverage at a low cost. Magna Carta can include such important features as all risk coverage on building and contents, loss of earnings protection, employee dishonesty, data processing equipment coverage and up to $100,000 in accounts receivable and valuable records.

DIFFERENCE IN CONDITIONS
In their western regional operations they can put you in contact with a leading writer of earthquake coverage. International Catastrophe Insurance Managers, LLC, (ICAT) is a MGA with access to an established A rated carrier specializing in catastrophe insurance.

EQUIPMENT BREAKDOWN COVERAGE
Through an arrangement with the Hartford Steam Boiler Inspection and Insurance Company, they are offering their commercial property insured's Equipment Breakdown Coverage at a very affordable price.  This valuable coverage protects the critical components of your business operations heating, electric, communications, air conditioning, etc. against the kinds of hazards that typical property insurance does not cover.

 


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