EPLI - E&O - D&O - For Profit and Non-Profit
Click Here to see the List of Companies BBA deals with for your Professional Liability Needs.
Click here to see Special BBA Professional Liability Programs
Directors & Officers Liability
D&O insurance provides coverage for directors and officers of privately held, domestic corporations and not-for-profit organizations against loss (damages and defense costs) arising out of their status or conduct as directors or officers. Common claims allege breach of fiduciary duty, security law violations, discrimination, and unfair competition.
Miscellaneous Professional Liability
Odds are, if youre a professional, one day youll be sued.
Lawsuits against professionals are becoming more common, and client
expectations of performance are greater than ever.
Professionals are judged accountable for errors and omissions that others may
not. Thats because civil courts hold professionals to a higher standard of
performance, one that is duty-bound.
Professional organizations have been severely affected because they were not
protected from suits claiming economic loss due to professional negligence.
Professionals in firms of all sizes, from sole proprietors to mid and large, are
at risk.
Types of businesses that require specialized coverage beyond general
liability include:
Answering Services
Advertising
Authors
Bookkeepers
Broadcasters
Claims Adjusters
Collection Agents
Consultants
Courier Services
Court Reporters
Credit Bureaus
Educational Testing
Expert Witnesses
Freight Forwarders
Franchisers
Graphic Designers
Hotel Managers
HR Consultants
Interior Decorators
Internet Services
Litigation Support
Management Consultants
Mapping Services
Marketing Consultants
Meeting Planners
Message Services
Mortgage Bankers
Mortgage Brokers
Multimedia Firms
Notaries
Printers (non-financial)
Property Managers
Public Relations Firms
Publishers
Technology Services
Telecommunications
Telemarketing
Translators
Trustees
Miscellaneous Professional Liability coverage is
designed to protect professionals.
Miscellaneous Professional Liability policies provide coverage's beyond
a general liability policy.
The coverage's in BBAs tailored policies can respond to your specific risks.
BBAs underwriting team has the experience to provide insight into recognized
problem areas and manage a clients potential exposure.
Employment Practices Liability
Employment-related lawsuits pose significant business risks.
Employment Practice Liability should be of concern to all U.S. companies, even
those with ten or fewer employees.
The number of employee-related lawsuits is rising each year, and employees are
more savvy than ever about pursuing legal action.
In 2000, the average suit cost a company $350,000 including $104,000 in legal
defense expenses.
1Even an employer with up-to-date compliance procedures can be sued, and
employee unrest and public relations damage can take years to undo.
BBA
offers EPL policies for businesses of various sizes, with specialized expertise
in manufacturing, technology, communications, chemical, transportation,
wholesale, personal, and business service firms and not-for-profit organizations.
BBAs dedicated EPL underwriting experts are available to answer
coverage questions.
Your agent or broker can work with you to customize coverage's and limits.
CNA provides coverage's for a wide range of potential wrongful
employment practices:
Failure to promote
Wrongful dismissal,
including retaliation
Misrepresentation
Discrimination
Negligent evaluation
Defamation
Harassment
Wrongful discipline
Invasions of privacy
Emotional distress
